What does the employee interface look like?

It's gamified and shows current balance, earning campaigns (how they can earn money), past earnings, and importantly, potential earnings over the next 12 months to encourage retention.

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• Can employees access their money?

  Yes. The money is more accessible than traditional 401(k) hardship withdrawals. Access is determined by employer‚Äëset criteria, and the plan is designed for employees to be able to tap into it for things like car repairs or unpaid medical expenses.